Are you struggling to maximise the benefits of your credit card? Do you feel like you’re not getting the most out of your annual fees? You’re not alone. Many cardholders in Singapore face this issue, particularly with premium cards like The Platinum Card by American Express.

The Solution: Maximising Benefits of The Platinum Card by American Express

The Platinum Card by American Express is a premium card that offers a plethora of benefits. However, many cardholders are not fully aware of how to maximise these benefits. This article will guide you on how to get the most out of your Platinum Card.

Understanding the Benefits

The Platinum Card offers a wide range of benefits, including travel, lifestyle, access, and membership rewards. These benefits can add up to S$8,157 worth of annual benefits for an annual fee of S$1,728. The key is to understand these benefits and how to utilise them effectively.

Week 1: Shopping and Entertainment

Start by taking advantage of the Platinum Card’s lifestyle benefits. For instance, you can use the S$150 fashion credit to offset the cost of a new dress from luxury retailer NET-A-PORTER. Additionally, you can use the S$17 monthly entertainment credit to offset your Netflix or Disney+ subscriptions.

Week 2: Dining and Parking

The Platinum Card also offers dining privileges. For example, you can enjoy a 50% discount on your bill when dining at selected restaurants like Mikuni in Fairmont Singapore. Additionally, you can enjoy complimentary parking at Great World, saving you parking fees.

Week 3: Golfing

The Platinum Card’s Regional Golf Program offers complimentary green fees at over 40 golf partners around the region. This can save you a significant amount, especially if you’re a golf enthusiast.

Week 4: Travel

Finally, the Platinum Card offers a S$200 airline credit for flights on Singapore Airlines and Scoot. This, coupled with worldwide travel insurance, makes it an excellent card for frequent travellers.

Wrapping Up

Maximising the benefits of The Platinum Card by American Express is not only possible but can also be a rewarding experience. This card offers a wealth of benefits that cater to a wide range of lifestyle needs, from shopping and entertainment to dining, golfing, and travelling.

By strategically utilising these benefits, you can easily exceed the value of the annual fee, making it a worthwhile investment. However, it’s crucial to remember that the key to maximising these benefits lies in understanding them fully and planning your spending accordingly. Whether you’re a savvy spender or a frequent traveller, The Platinum Card by American Express can offer significant value if used wisely.

So, don’t let the high annual fee deter you. Instead, view it as an investment towards a lifestyle of convenience, luxury, and savings. Remember, every dollar counts, and with the right approach, you can make every dollar work harder for you with The Platinum Card by American Express.


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Benjamin Low
Benjamin Low

Benjamin is known as The Passive Income Guy. He has helped hundreds of people to build passive income. He is also a member of the Million Dollar Round Table, and Certified Financial Planner™ (CFP®) and Certified Private Banker (CPB).

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