Embark on a journey towards financial freedom with the NTUC Income Gro Cash Flex Pro, a versatile endowment plan designed to cater to your unique financial aspirations. With its flexible premium payments, diverse range of benefits, and guaranteed return of premiums upon maturity, this plan is a powerful tool in your financial planning arsenal.

Understanding the Gro Cash Flex Pro

The Gro Cash Flex Pro is more than just an endowment plan. It’s a flexible financial instrument that allows you to choose the amount and frequency of premium payments, as well as the length of the savings term. With coverage terms ranging from 5 to 30 years, and policy terms extending up to age 120, this plan offers a level of customization that sets it apart.

Benefits Galore

The Gro Cash Flex Pro is packed with benefits designed to provide financial security and peace of mind. From the 2nd policy year onwards, you can start receiving cash payouts, with the flexibility to receive them monthly or annually. Hold onto the policy until the end, and you’ll receive a final cash benefit and a cash bonus.

Optional Add-Ons for Enhanced Coverage

To further enhance your coverage, the Gro Cash Flex Pro offers optional add-on riders such as the savings protector pro, retrenchment benefit, and cancer premium waiver. These riders provide additional layers of protection, ensuring that you’re covered against a range of potential risks.

Guaranteed Returns and Additional Opportunities

One of the standout features of the Gro Cash Flex Pro is the guaranteed return of premiums upon maturity. This means that you’re assured of getting back what you’ve put in, providing a safety net for your investment. Additionally, the plan offers the opportunity to purchase an additional life policy without medical underwriting, providing an easy way to further enhance your coverage.

A Secondary Insured for Continued Coverage

The Gro Cash Flex Pro allows you to appoint a secondary insured person. This ensures that the policy continues even after the death of the main insured person, providing continued protection for your loved ones.

Investment Returns and Expense Ratios

The participating fund of the Gro Cash Flex Pro invests in a variety of assets, and the investment returns have varied over time. However, the plan boasts low expense ratios compared to other insurers in Singapore, making it a cost-effective choice for your financial planning needs.

A Word of Caution

While the Gro Cash Flex Pro offers a range of benefits, it’s important to note that terminating the policy early may involve high costs. Therefore, it’s crucial to consider your long-term financial goals and commitments before choosing this plan.

Wrapping up

The NTUC Income Gro Cash Flex Pro is a versatile and flexible endowment plan that offers a range of benefits and the opportunity to grow your wealth and plan for retirement.

It provides financial security and peace of mind for you and your loved ones.

What’s next?

Ready to take the next step towards financial freedom? Book a call with Ben to learn how to create passive income using dividend funds. Hundreds of clients have already started their journey towards financial independence. Some of them are making $39,600 per year.

Don’t wait – start your journey today!

We are proud to announce our partnership with NTUC Income, one of Singapore’s leading insurers. This collaboration enables us to offer our clients the comprehensive and flexible solutions that NTUC Income is renowned for, such as the Gro Cash Flex Pro endowment plan. Our shared commitment to helping individuals achieve their financial goals means that our clients can now benefit from a wider range of tailored financial solutions.

Whether you’re planning for retirement, seeking to grow your wealth, or safeguarding your family’s future, our partnership with NTUC Income empowers us to deliver the financial security you need.

Additional Resources

For more insights and advice on financial planning, don’t forget to subscribe to FMS Financial Insights. You’ll gain access to a wealth of information that can help you make better financial decisions.

If you’re interested in other aspects of financial planning, check out these articles on our website:

Benjamin Low
Benjamin Low

Benjamin is known as The Passive Income Guy. He has helped hundreds of people to build passive income. He is also a member of the Million Dollar Round Table, and Certified Financial Planner™ (CFP®) and Certified Private Banker (CPB).

Leave a Reply

Your email address will not be published.