Navigating the District Classifications for Private Property Purchase in Singapore

If you’re considering purchasing a private property in Singapore, comprehending the unique district classifications can make a significant difference. Unlike Housing Development Board (HDB) flats, which are defined by their HDB estates, private properties in Singapore are classified into three key regions: Core Central Region (CCR), Rest of Central Region (RCR), and Outside Central Region (OCR).

Unveiling the Core Central Region (CCR)

The Core Central Region (CCR) encompasses Postal Districts 9, 10, 11, the Downtown Core Planning Area, and Sentosa. Renowned for its premium real estate prices, this region comprises three areas: Districts 9, 10, and 11 as a single expansive region, the primarily commercial Downtown Core Planning Area with encouraged mixed-use neighborhoods, and Sentosa. The elusive Good Class Bungalows are predominantly located within this region, as is the Orchard Road Planning Area, known for its lifestyle and retail offerings. Interestingly, Sentosa is one of the few areas where foreigners can purchase landed property in Singapore, further enhancing its status as part of the CCR.

Decoding the Rest of Central Region (RCR)

The Rest of Central Region (RCR) envelops areas within the Central Region outside of the CCR. This includes culturally rich areas like Chinatown, Outram, Little India, and Tiong Bahru. The RCR has overlaps with some postal districts encompassed by the CCR, and also includes residential areas like Bishan and Buona Vista, which share the same postal districts as Ang Mo Kio and Clementi, respectively.

Exploring the Outside Central Region (OCR)

The Outside Central Region (OCR), on the other hand, comprises areas outside of both the CCR and RCR, covering the rest of Singapore, including the north, west, east, and south. The Urban Redevelopment Authority (URA) has laid out planning guidelines for various areas within the OCR, such as Woodlands Central, Paya Lebar Central, Jurong Getaway, and Punggol Digital District, aiming to guide the urban design and development of these regions.

Grasping the Pricing Differences Between Districts

It’s crucial to note that the district classifications can differ from postal districts, and there may be areas where the same postal district has different regional classifications. For instance, houses in District 15, comprising Katong, Joo Chiat, and Amber Road, may fall under either RCR or OCR. Consequently, the prices of properties can vary within the same postal district based on their regional classification.

Case Study: Price Disparities in District 15

For example, between January 2023 and July 2023, semi-detached houses in RCR had an average price of $7,100,000, while those in OCR had a lower average price of $5,500,000. Terraced houses in District 15 had similar average prices, with RCR at $4,100,000 and OCR at an equivalent price. The resale condominiums and apartments displayed a similar price differential, with OCR prices averaging $1,550,000 and RCR prices averaging $2,100,000.

Understanding these district classifications can guide you through the complexities of the Singapore property market, helping you make informed decisions when buying a private property in Singapore. It’s paramount to consider the location, amenities, and potential for growth in each region to find the right property catering to your specific needs.

Conclusion: Impact of District Classifications on Property Purchases

In summary, the district classifications of CCR, RCR, and OCR play a pivotal role in determining property prices and market trends in Singapore. Whether you’re upgrading from an HDB flat or a first-time private property buyer, understanding these classifications and their implications is vital for your property investment.

Wrapping Up

The district classifications of CCR, RCR, and OCR are essential for buyers to comprehend when purchasing a private property in Singapore. These classifications determine the location, amenities, and potential for growth of the property, which can influence its price. By considering these district classifications, buyers can make more informed decisions, finding the right property that aligns with their needs.


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Benjamin Low
Benjamin Low

Benjamin is known as The Passive Income Guy. He has helped hundreds of people to build passive income. He is also a member of the Million Dollar Round Table, and Certified Financial Planner™ (CFP®) and Certified Private Banker (CPB).

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